Mortgage-rate evidence for Galway
Use a dated market benchmark beside local property prices. This is evidence for budgeting—not personalised advice, a live product comparison or an offer of credit.
All new mortgage agreements · Central Bank of Ireland
Published rates
| Measure | Rate | What it is |
|---|---|---|
| All new mortgage agreements | 3.48% | weighted average |
| New fixed-rate agreements | 3.44% | weighted average |
| New variable-rate agreements | 4.11% | weighted average |
Weighted averages for new Irish mortgage agreements, collected from credit institutions under the ECB framework.
What the benchmark means for repayments
Illustrative monthly capital-and-interest repayments over 25 years, using the first benchmark above. They exclude fees, insurance, taxes and lender-specific pricing.
| Mortgage | Illustrative rate | Monthly repayment |
|---|---|---|
| €100,000 | 3.48% | €500 |
| €250,000 | 3.48% | €1,249 |
| €500,000 | 3.48% | €2,498 |
Rates can change without notice. Eligibility, loan-to-value, deposit, term, fees, credit assessment and property type affect the rate available. Confirm the latest product information with a regulated local lender or adviser. galwaypropertyfacts.com does not arrange mortgages, recommend a lender or receive payment for inclusion here.